Saving money can be done in a number of ways. We’re pretty used to staying within budget every single day. Consider following coupons and discounts, and avoiding some little pleasures in life. By changing some of our routine habits, we can save not only money, but also time and effort. We may also benefit from it in terms of our health and well-being.
1.Before shopping, skip the coffee.
Caffeine influences how much you spend and how many items you buy. Drinking coffee increased spending by 50 percent and purchases by about 30 percent compared to drinking water or decaf. Dopamine is released in the brain by caffeine. We are more likely to make impulse purchases because we are excited.
2.After eating, plan to go shopping.
There is a very simple reason for this. It’s more likely that you’ll buy an item you won’t use if you’re hungry when you shop. Don’t throw spoiled food away by shopping on an empty stomach to prevent wasting food. By doing so, you will be less ambitious about what you can eat.
3.A small amount of money should be set aside and hidden.
For this purpose, many people use envelopes. Use a locked safe or a money box instead if you prefer. The main objective here is to keep money hidden and out of sight. Start with very small amounts of money, like one or a few dollars a week.
Next week, add another two dollars, and so on until the end of the year. In this way, you will have more than $1,300 by Christmas – that’s enough to buy your friends and relatives lots of fancy gifts.
4.When you go shopping, pay with cash.
Psychologically, it is much easier for us to swipe a card than to part with cash. Making a purchase with money has more psychological impact because we’re more aware of its value when we look at it.
It’s not like a credit card. You should take some cash when you go shopping. Then you won’t spend more than your budget allows when your wallet is empty.
5.Spend money only on certain days of the week.
Choose a day that is most comfortable for you and go shopping only on that day. Be sure to set some limits for yourself so that you don’t spend everything you have in one day. In the future, you will save a great deal of money if you use this method to control your spending. Find out for yourself by trying it.
6.Freeze some bread.
Store-bought bread stays fresh for up to 12 days. You can only keep it in the fridge if it’s tightly sealed. Homemade bread, or bakery bread, stays fresh for only 5-8 days when stored the same way. You should freeze it separately if you’re not planning on eating it within that timeframe.
Once toasted, you can use it to make sandwiches whenever you like. As a result, your bread will last for 3-6 months, which will save you from buying fresh bread all the time.
7.Drink more water to feel fuller.
Los Angeles Times / Polaris/East News, Coleman-Rayner/Coleman Rayner/East News
It is true that drinking water before or during meals makes you feel fuller. You can also lose weight by drinking large drinks if you want to not only save money on food but also save some cash. If you drink 500 ml of water with each meal, you can lose an additional 4 lbs (1.8 kg) over 12 weeks. Savings will vary depending on how much you spend normally.
8.Display a sign reminding you how much you’ve spent on delivery food.
It is possible to make a monthly report, but the more impressive the sum, the better. Consider the amount of money you spend each year ordering food online. Place it somewhere you can see it often. Spending less and shopping instead of waiting for a delivery man will result from this reminder.
9.Before you go shopping, make sure you use everything you have.
Make it a rule not to buy any more groceries if you still have some fresh ones in your fridge. Prepare every meal by the next shopping date. Additionally, it is a good idea to plan ahead. It’s a better option if you’re tired of throwing food away every week. Your wallet will thank you for it.
10.Entertainment that is cheaper can be found.
If you’re going to the theater, consider seeing a matinee. It is much cheaper to buy them. Consider taking popcorn you made yourself at home as well. The benefits of homemade popcorn include saving money when dining out, as well as a healthier diet, since it has less fat and calories.
11.Use cold water when washing your clothes to save on water costs.
Set your washing machine to cold water mode. By doing this, you will be able to reduce your monthly water heating costs significantly. As a result, your clothes will not shrink or fade.
Besides saving money, you’ll be able to socialize with your friends and neighbors and have fun. The same food can get boring after a while. Please bring a dish and a drink to share.
You’ll definitely feel cheered up and chase away all the blues when you share food while talking and hanging out with friends.
13.The toilets should be flushed with bathwater.
It might also be a solution in certain cases. Every time you need to flush the toilet, just empty used bath water into buckets or turn off the water and fill the toilet tank. In any case, it’s another way to save money on water.
Do you have any other suggestions for slashing certain expenses? What are the best solutions?